This is the fourth and final edition of the Core Income Refresh series. This week, we shift our focus to the Consumer Staples, Discretionary and Health Care sectors. The headlines have not been favourable in regards to the group. Big-box retail is feeling the Amazon effect, mall traffic is declining, consumer stocks are dealing with rising minimum wages and Health Care is hurting due to political bureaucracy south of the border, where the government is trying to overhaul the entire system. Despite this, returns for these sectors have been quite robust year-to-date.